Mini-Loan

Many people with disabilities and older Pennsylvanians may need some type of assistive technology but they don’t have the resource to make it happen. PATF can help! At PATF, we are committed to providing loans so people can afford the devices that will help improve the quality of their lives.

PATF’s Mini-Loan Program

For loans ranging from $100 to $1,000, the interest rate is 0%, with a minimum monthly payment of $20. The maximum repayment term is three years. People of all income levels may apply for a mini-loan.

If the applicant meets eligibility guidelines, PATF may be able to offer a grant of up to 50% of the loan request.

Guidelines For A Partial Grant

The borrower must exhaust all other funding options, and must have a household income that is no greater than 120% of Federal Poverty Guidelines. The grant is only available in conjunction with a mini-loan. PATF does not extend grants only.

What are Examples of Assistive Technology?

• Adaptive sports equipment
• Portable ramps
• Hearing devices
• Environmental controls (alarm systems, automatic lights, door openers)
• Stair glides
• Wheelchair and scooter cushions
• Seat lift chairs
• Computers and/or specialized software/hardware

Who does PATF Serve?

• PATF is a program for Pennsylvania residents who need assistive technology devices and/or services.
• PATF can help people of all ages, disabilities and health conditions.
• People of all income levels may apply for a loan. An applicant must have an ability and willingness to repay a loan.

PATF is a Consumer Choice Program

• Loans can be used in combination with other funding resources.
• Borrowers choose the technology they want.
• Borrowers purchase from the retailer of their choice.